Senior Product Manager – BNPL & Credit Products - DLocal

Job Title: Senior Product Manager – BNPL & Credit Products
Job Location: Madrid (Remote)
Job Listing URL: https://jobs.lever.co/dlocal/58aa3982-3e6b-42cc-8e1a-0659563dcf90
Job Description: Why should you join dLocal?

dLocal enables the biggest companies in the world to collect payments in 40 countries in emerging markets. Global brands rely on us to increase conversion rates and simplify payment expansion effortlessly. As both a payments processor and a merchant of record where we operate, we make it possible for our merchants to make inroads into the world’s fastest-growing, emerging markets.

By joining us you will be a part of an amazing global team that makes it all happen, in a flexible, remote-first dynamic culture with travel, health and learning benefits, among others. Being a part of dLocal means working with 1000+ teammates from 30+ different nationalities and developing an international career that impacts millions of people’s daily lives. We are builders, we never run from a challenge, we are customer-centric, and if this sounds like you, we know you will thrive in our team.

About dLocal

dLocal powers payments in emerging markets, helping global companies collect and send funds using local rails.

Role Overview

We’re looking for a Senior Product Manager to lead the evolution of dLocal’s BNPL (Buy Now, Pay Later) and short-term credit products. You’ll own the vision, strategy, and execution for improving our BNPL offering — integrating with more providers, building innovative payment flows, and delivering a frictionless experience for merchants and their customers.

BNPL is one of the fastest-growing payment categories in the world, and your mission will be to make Dlocal’s BNPL products the most reliable, user-friendly, and high-performing option in emerging markets.
What will I be doing?
Own the end-to-end product strategy for BNPL and credit products, with a focus on growing TPV and revenue.
Expand our provider network by identifying, integrating, and managing partnerships with BNPL and credit providers.
Design and deliver improved UX flows for BNPL checkout and post-purchase experiences, embedded seamlessly in dLocal’s API.
Collaborate with engineering, design, compliance, and commercial teams to launch new BNPL features and providers at scale.
Identify opportunities to incorporate risk management, scoring, and other value-added features into the product.
Conduct competitive analysis and monitor BNPL trends to ensure Dlocal’s product remains best-in-class.
Partner with merchant-facing teams to gather feedback, understand performance drivers, and optimize product adoption.
Measure product performance, run experiments, and iterate based on data to improve conversion and approval rates.
What skills do I need?
5+ years of product management experience in fintech, payments, or related fields.
Track record of shipping high-impact payment or credit products at scale.
Strong understanding of BNPL or short-term credit mechanics — from provider integrations to customer experience.
Experience working with APIs and embedding payment methods into merchant checkout flows.
Analytical and data-driven, with the ability to own KPIs and prioritize for impact.
Excellent collaboration and stakeholder management skills.
Comfortable working across multiple markets with different regulatory and provider landscapes.