Risk and Compliance Manager - Marqeta

Reporting to and supporting the Senior Compliance Manager, the Risk and Compliance Manager will assist with Marqeta's comprehensive consumer compliance program, including UDAP/UDAAP, marketing compliance, and Compliance advisory support across various consumer protection regulations.

The ideal candidate will be someone who is enthusiastic, flexible, detail-oriented, a strategic thinker, passionate about creative problem solving, is exceptional at working cross-functionally, and thrives in a fast-paced, dynamic environment with many challenges and opportunities.

We work Flexible First. This role can be performed remotely anywhere within Ontario or British Columbia, Canada. We’d love for you to join us!

This position is not for an existing vacancy.

The Impact You’ll Have

• Drive and manage formal review process for external customer marketing content and campaigns including advertisements, promotional content, digital media, social media and product information, to ensure compliance with legal and regulatory requirements, including UDAP/UDAAP, and FTC advertising rules
• Coordinate with Legal, Marketing, and other departments to obtain necessary approvals and feedback
• Provide compliance advisory support to Product, Marketing, Legal, Sales, and other departments throughout product and campaign lifecycles
• Provide comprehensive understanding of relevant consumer finance regulations (including Reg Z, V, DD, CC, B, E, etc.), industry standards, and internal policies across US and Canada.
• Monitor and assess external industry trends and regulatory environment to help shape Marqeta's compliance strategy
• Assist with regulatory responses and compliance advisory duties, as needed
• Maintain awareness of compliance risks associated with client-specific product constructs
• Assist with other compliance advisory duties, as needed. 
• Maintain strong relationships and coordinated efforts directly with Banking partners and Marqeta customers. 

Who You Are

• 5+ years of experience in regulatory compliance in banking, financial services, or fintech
• Proven experience with consumer protection regulations (such as UDAP/UDAAP, Reg Z, E, B, etc.), advertising standards, and industry best practices
• Proven experience with Banking as a Service either for/with a regulated bank or Program Manager or similar
• Strong knowledge of bank and/or payments financial ecosystems
• Exceptional communication and interpersonal skills, with the ability to collaborate effectively with cross-functional teams
• Detail-oriented with strong organizational and project management abilities
• Strong analytical skills and continuous improvement mindset
• A hands-on approach, concise and straightforward style
• A love for collaboration, teamwork, and delivering excellence
• Ability to work in a fast paced, demanding, and rapidly changing environment
• Ability to prioritize competing priorities in a logical manner
• Ability to manage a small team of resources

Nice-To-Haves

• Experience supporting bank partnerships, audits and examinations 
• Experience with collateral review systems/tools (ex: Blee, Workfront, Red Oak, etc.)
• CRCM designation or similar compliance designation

Your Manager

•  Annia Prado, Sr. Compliance Manager

Recruiter

• Agata Wojciechowska

Typical Process

• Application submission
• Recruiter call
• Hiring manager video call
• Virtual “Onsite” consisting of 4  x 45 min calls
• Offer!

Compensation and Benefits

Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location. 

When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this position, reflected in CAD, is: 113, 800-142,300. 

We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company.

Along with monetary compensation, Marqeta offers: 

• Multiple health insurance options
• Flexible vacation time
• Retirement savings program with company contribution
• Equity in a publicly-traded company 
• Monthly stipend to support our remote work model
• Annual “development dollars” to support our people growth and development
• Family-forming benefits and up to 20 weeks of Parental Leave