Legal and Compliance Analyst - PayJoy

Job Title: Legal and Compliance Analyst
Job Location: Lima
Job Listing URL: https://jobs.lever.co/payjoy/e2f7ab90-6627-420f-81e9-43d02a3edd46
Job Description: About PayJoy

PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and credit cards, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and provide safety acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 17 million customers as of 2025 while achieving solid profitability for sustainable growth.

This role

The Legal & Compliance Analyst is responsible for support implementation and execution of compliance controls related to local regulatory obligations and PayJoy programs, by reviewing and drafting documents and contracts, addressing routine legal and compliance queries, and ensuring efficient support to meet operational and regulatory needs in alignment with the company’s objectives.
Responsibilities
Monitor and interpret local regulations to ensure the company adheres to applicable laws and avoids non-compliance risks.
Prepare, review, and update contracts, agreements, and other legal documents to safeguard the company’s interests.
Respond to routine legal and compliance inquiries from internal stakeholders, providing clear and accurate guidance.
Assist in designing, implementing, and monitoring compliance initiatives to align with corporate policies and local regulations.
Identify and address potential legal and regulatory risks, proposing solutions to reduce impact on operations.
Work closely with other departments to ensure alignment on compliance and legal requirements in day-to-day activities and strategic projects.
Qualifications
Bachelor’s degree in Law.
At least 1 year of internship experience in legal or compliance roles.
Strong legal reasoning and analytical skills.
Strong teamwork skills, a proven ethical record, and the ability to work with key objective metrics.
Benefits
100% Company-funded Health for employees and immediate family members.
Phone finance, Headphone, home office equipment and wellness perks.
$2,000 USD annual Co-working Travel perk
$2,000 USD annual Professional Development perk

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