COMPANY PROFILE · UPDATED 01 AUG 2026

PayJoy

PayJoy Inc. provides consumer finance. The Company offers a pay-as-you-go technology solutions that allows consumers to transform the purchases of consumer electronics into monthly installment plans. PayJoy serves customers worldwide.

San Francisco, CA

payjoy.com ↗

Fintech Banking & Lending Payments Financial Technology Companies Financial Services Companies Sofware Companies In San Francisco Financial Services Companies In San Francisco Series C

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Founded: 2015
Headcount: 346
Open roles: 81
Last raised: Debt Financing

LOCATIONS

Where they work

PayJoy offices

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San Francisco, CA655 4th St

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FUNDING

Capital raised

Total raised

$587,950,000

Investors

Funding rounds

Debt Financing
Neuberger Berman
$140MDec 2, 2025
Debt Financing
Citigroup
$210MSep 4, 2023
Series C
Warburg Pincus, Union Square Ventures, Invus, Citi Ventures, Greylock
$150MSep 4, 2023
Debt Financing
Lendable
$26MDec 20, 2020
Series B
Greylock, Union Square Ventures, Core Innovation Capital, EchoVC Partners
$20MMay 22, 2019
Convertible Note
ITOCHU, DNX Ventures, NXTP Ventures, Think + Ventures, Tekton Ventures, 500 Startups, Singularity Investments, Daniel Scrivner
$6MSep 18, 2017
Series A
Union Square Ventures, DNX Ventures, Fenway Summer, Orange Ventures, Core Innovation Capital, Dave Eisenberg, Eric Ver Ploeg, CSC Upshot Ventures
$18MJul 10, 2016
Debt Financing
WTI
$9.7MJul 9, 2016
Seed
Compound, Red Swan Ventures, WTI (Western Telematic Inc), Mesh Lakhani, Eric Chen, Safa Rashtchy, Dan Bragiel, Pascal Levy-Garboua, Adam Sah, Grant Taylor, Three Fish Capital, Core Innovation Capital, Collin Wallace, Steve Ciesinski, John Dukellis, Alexis de Belloy, Terry Duryea, Jon Freeman, Alexandre Carel, Javelin Capital, Singularity Investments, Vance Bjorn, StartX, Think + Ventures
$2.3MDec 18, 2015
Debt Financing
WTI
$4MDec 17, 2015
Seed
Compound, Red Swan Ventures, WTI, Mesh Lakhani, Eric Chen, Safa Rashtchy, Dan Bragiel, Pascal Levy-Garboua, Adam Sah, Grant Taylor, Three Fish Capital, Core Innovation Capital, Collin Wallace, Steve Ciesinski, John Dukellis, Alexis de Belloy, Terry Duryea, Jon Freeman, Alexandre Carel, Javelin Capital, Singularity Investments, Vance Bjorn, StartX, Think + Ventures
$2MAug 30, 2015

Funding data via Diffbot, SEC EDGAR filings and company announcements — a round from a filing or announcement links to it

TECH STACK

How PayJoy builds

Extracted from PayJoy’s job postings we’ve tracked

×N is how many of PayJoy’s open roles mention that technology.

Other Software & Platforms

Google Sheets×13 Microsoft Office×12 NetSuite×4

Analytics & BI

Microsoft Excel×8 Tableau×6 Microsoft Power BI×5 Looker×4

Databases

SQL×22

Programming Languages

Python×12 JavaScript×4

Cloud Platforms

Amazon Web Services×4 Google Cloud×4 Microsoft Azure×3

CRM & Sales Tools

Zendesk×9

Collaboration & Productivity

Jira×6 Google Workspace×3

Mobile

Android×4

DevOps & Infrastructure

Git×4

Frameworks & Libraries

Vue.js×4

Data Engineering & Warehousing

BigQuery×3

OPEN ROLES

Hiring at PayJoy

View all 81 open roles →

LEADERSHIP

Founders & key people

Mark Heynen

Vice President at Stellar Development Foundation

Stellar Development FoundationNext Billion AdvisorsPayJoySkycatchDroptalkPhoto LabAmherst College

Doug Ricket

CEO at PayJoy

PayJoyStanford Graduate School of BusinessSilicon Valley Technology Partnersd.lightGooglePeace CorpsMassachusetts Institute of Technology (MIT)Stanford University

Gib Lopez

COO at PayJoy

PayJoyCamber CollectiveSilicon Valley Technology PartnersDalbergTechnoServeDeloitteUniversity of WashingtonStanford Graduate School of BusinessUniversidad de Cádiz