Sr. Product Manager, Lending - Varo Money

Job Title: Sr. Product Manager, Lending
Job Location: Charlotte, NC
Job Listing URL: https://jobs.lever.co/varomoney/86c27d87-279c-4d2c-b97a-73cc36c02d88
Job Description: Varo is an entirely new kind of bank. All digital, mission-driven, FDIC insured and designed for the way our customers live their lives. A bank for all of us.

We're looking for a Senior Product Manager to drive the vision, strategy, and execution of our consumer lending products. In this role, you'll own the full product lifecycle, from ideation to launch and optimization, collaborating with cross-functional teams like Engineering, Credit Risk, and Marketing to deliver innovative digital lending experiences.
What you'll do:
Own Product Strategy & Roadmap: Define and champion the strategy and roadmap for key consumer lending products (e.g., Personal Loans, Lines of Credit), aligning with company goals and risk appetite
Drive Product Development: Lead the end-to-end product development process, from requirements gathering and prioritization to launch and post-launch optimization
Leverage Insights: Conduct market research and customer analysis to identify opportunities and inform product improvements
Ensure Performance & Compliance: Define KPIs, monitor product performance, and integrate robust risk management and regulatory compliance throughout the product lifecycle
Collaborate Cross-functionally: Serve as the central point of contact for Engineering, Credit Risk, Compliance, Operations, and Marketing to ensure seamless product delivery
Foster Innovation: Identify new features, design experiments (A/B testing), and leverage technology to enhance underwriting and customer experience
You’ll bring the following required skills and experiences:
5-7+ years of product management experience, with at least 3 years in consumer lending or FinTech
Proven success in launching and growing digital lending productsDeep understanding of the consumer lending lifecycle, credit risk principles, and risk analytics
Experience working with engineering and data teams in an agile environment
Strong analytical, problem-solving, and communication skills
Bachelor's degree in Business, Finance, Economics, Computer Science, or a related field
Preferred: Experience with cash flow underwriting, alternative data, modern loan management systems, regulatory compliance (Reg Z, Reg E, UDAAP), and A/B testing

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