DOSSIER · UPDATED 18 NOV 2025

Cardless

Cardless is a credit card company. We help brands launch custom cobrand credit card products. We handle the program creation, card underwriting, lending, issuance, and top-notch customer service, while brands focus on delivering rewards…

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Founded
2019
Headcount
43
Open roles
0
Last raised
Series C · $60M
SECTION I · THE BRIEF

Inside Cardless

Brief #47513Updated 18 NOV 2025SAN FRANCISCOSPARK CAPITALSERIES C
Employbl Dossier

Cardless

Cardless is a credit card company. We help brands launch custom cobrand credit card products. We handle the program creation, card underwriting, lending, issuance, and top-notch customer service, while brands focus on…

Founded
2019
Headcount
43
Open roles
0
Last raised
Series C · $60M
Section II · Premium ProfileMembers only
  • 01Engineering interview process at CardlessLocked
  • 02Tech stack & infrastructure choicesLocked
  • 03Culture & day-to-day work styleLocked
  • 04Why join now vs. 6 months from nowLocked
  • 05Hiring focus & open headcount by teamLocked
  • 06Comp philosophy and band contextLocked
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LEADERSHIP

Founders & key people

Michael Spelfogel

Michael Spelfogel

President at Cardless

CardlessLyft, Inc.Rent the RunwayVisa Inc.The Points GuyBANCORPStanfordSouth Side High SchoolPeking University
Scott Kazmierowicz

Scott Kazmierowicz

CEO at Cardless

CardlessAllen & CompanyBank of America Merrill LynchThe Goldman Sachs Group, Inc.Veritas PrepMorgan StanleyStanfordCanyon Crest AcademyPeking University
OPEN ROLES

Hiring at Cardless

No open roles listed right now. Check back soon or search all jobs →

FUNDING

Capital raised

Total Amount Raised: $225,000,000

Cardless' Investors

Cardless Funding Rounds

  • Series C

    $60,000,000

  • Series C

    $60,000,000

    Series C Investors

    Spark Capital
    Industry Ventures
    Activant Capital
    Pear

  • Series C

    $30,000,000

  • Series C

    $30,000,000

    Series C Investors

    Activant Capital
    Mischief
    Industry Ventures
    Commerce Ventures
    American Express
    Pear
    Assurant Ventures
    Thayer Ventures
    Derive Ventures
    Olive Technology Ventures

  • Debt Financing

    $75,000,000

  • Debt Financing

    $75,000,000

    Debt Financing Investors

    i80 Group
    Brian Kelly

  • Undisclosed

    $10,000,000

  • Undisclosed

    $10,000,000

    Undisclosed Investors

    American Express

  • Series B

    $40,000,000

  • Series B

    $40,000,000

    Series B Investors

    Activant Capital
    Phoenix Suns
    Pear
    Boston Celtics
    Accomplice
    Daniel Kennedy
    Team Ignite Ventures

  • Series A

    $7,000,000

  • Series A

    $7,000,000

    Series A Investors

    Accomplice
    Greycroft
    Khaled Helioui
    Ryan Graves
    Andy Dunn
    Pear
    Drive by DraftKings

  • Seed

    $2,800,000

  • Seed

    $2,800,000

    Seed Investors

    Greycroft
    Great Oaks Venture Capital
    Pear
    Nicky Goulimis
    Jack Groetzinger
    Zach Weinberg
    Clocktower Technology Ventures
    Andrew Vigneault
    HNVR

  • Pre Seed

    $200,000

  • Pre Seed

    $200,000

    Pre Seed Investors

    Pear
Funding info provided by Diffbot.
TAGS

Categorized in

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Cardless' Investors

Cardless' Industries

Cardless' Tech Stack

LOCATIONS

Where they work

Cardless Headquarters Location

350 Townsend Street #610, San Francisco, CA, 94107

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