About PayJoy
PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
PayJoy is hiring a Senior Accounting Analyst to join our team. As part of our Accounting Team, you will have the opportunity to help build and stream-line our internal accounting function with a primary focus on the daily activities in the local accounting area. You will report to the Accounting Manager and partner with local accounting teams to improve and automate our accounting processes there. You have a demonstrated track record of experience in accounting, possess outstanding communication skills, and share our mission to expand access to finance to the next billion consumers worldwide.
Key responsibilities
Review daily transactions, including accounts payable/receivable, general ledger and bank reconciliations.
Participate in external and internal tax and accounting audits.
Prepare financial accounting reports.
Balance Sheet Account reconciliation
Reconcile processed work by verifying entries and comparing system reports to daily balances.
Reconcile and book complex or non-standard transactions in NetSuite.
Review month-end and year-end closing.
Organize financial data into usable information and maintain up-to-date records.
Monitor the progress of financial and accounting objectives.
Establish accounting policies and procedures, aligned with company objectives.
Ensure compliance with local accounting regulations in the company.
Review the calculation of tax returns is correct and in accordance with accounting regulations.
Requirements
1-3 years of experience in public accounting or in a role managing a high volume of transactions and account reconciliations
Academic degree in Accounting, Finance, Business Administration or Auditing. CPA or equivalent certification preferred.
Prior experience working with NetSuite or any other ERP.
Strong computer skills, MS Excel in particular (spreadsheet management, pivot tables and use of advanced formulas).
Strong knowledge of accounting principles, laws and regulations.
Excellent analytical skills to manage large volumes of data.
Attention to detail and accuracy
Ability to prioritize work
Excellent analytical, problem-solving, and decision-making skills
Intermediate to advanced English and Spanish language level
Benefits
100% Company-funded health insurance for employees and immediate family members
Life insurance
Dental plan
Phone finance, Headphone, home office equipment and wellness perks.
Individual retirement plan 3%
20 days of vacations
$2,000 USD annual Co-working Travel perk
$2,000 USD annual Professional Development perk
Catered lunches
