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Senior Compliance Manager, Fair Lending - Affirm

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Job Title
Senior Compliance Manager, Fair Lending
Job Location
Remote US
Job Description

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm proudly includes Returnly. 

Affirm’s Compliance team designs and implements a compliance program that enables Affirm to proactively adhere to regulatory requirements while also identifying and addressing potential regulatory issues that may arise. Compliance program activities include advisory, guidance & training, independent testing & monitoring, reporting, escalation, and oversight. As the second line of defense, compliance proactively partners with the business to support new products, markets, and initiatives, change management, issue identification, and remediation plans, assessment and monitoring of third parties, and provides trends and data to enable informed decision making, strengthen controls or provide for better treatment of consumers.

Affirm is seeking a Senior Compliance Manager responsible for leading a team that maintains and improves the company’s Fair Lending Program. This position plays a fundamental role by delivering key results and providing subject matter expertise on regulatory requirements. In this capacity, the Senior Manager will collaborate with Legal, Product, Credit, Applied Machine Learning, Engineering and senior leadership to identify and assess fair lending risk within applicable requirements, and provide guidance to mitigate risk. Remotely, the role will report to the Senior Director, Fair Lending & Regulatory Advisory and will work cross-functionally with other teams.

What You'll Do

  • Work closely with cross functional partners to support the design, development and implementation of aspects of the Fair Lending Program (e.g. advisory frameworks, risk assessment, testing, governance).
  • Provide Fair Lending advice and possess the ability to communicate complex regulatory expectations for Fair Lending matters throughout the product life-cycle and across all products and services.
  • Lead a team of professionals responsible for providing fair lending advisory support and maintenance of the Fair Lending Program.
  • Document critical processes, support the maintenance of internal team sites, and support the Compliance team in maintaining relevant policies, risk assessments, training materials, issues management and other related items.
  • Collaborate with leadership to ensure transparency into compliance risks impacting key initiatives, company growth or Bank partners.
  • Build relationships with critical business and functional partners, including Bank partners.

What We Look For

  • Bachelor's degree or equivalent experience.
  • 7+ years of professional work experience in Compliance Risk, Audit, or Bank Regulatory.
  • Excellent organizational and relationship leadership skills.
  • Proven experience as a key contributing member of an impactful and fast-paced team.
  • A strong curiosity about fintech and consumer finance.
  • Experience working with consumer financial regulations, including Reg. B (ECOA), UDAAP, CAN-SPAM, FCRA, Reg. E, Reg. P, and Reg. Z.
  • Inquisitive and proactive in proposing creative and effective solutions.
  • Strong project management, critical thinking, and analytical skills.
  • Excellent verbal and written communication skills that can effectively present complex and sensitive issues.

Location - Remote U.S.

Grade - USA30

Please note that visa sponsorship is not available for this position.

Affirm is proud to be a remote-first company! The majority of our roles are remote and can be located anywhere in the U.S. and Canada (with the exception of the U.S. Territories, Quebec, Yukon, Nunavut, and the Northwest Territories) unless the job indicates a different global location. We are currently building operations in Spain, Poland, and Australia.  Employees in remote roles have the option of working remotely or from an Affirm office in their country of hire, and may occasionally travel to an Affirm office or elsewhere for required meetings or team-building events. Our offices in Chicago, New York, Pittsburgh, Salt Lake City, San Francisco and Toronto will remain operational and accessible for anyone to use on a voluntary basis, subject to local COVID-19 guidelines.

All full-time jobs at Affirm (excluding interns and apprentices) are tied to a transparent grade-based pay range taking location into account. 

[Colorado Candidates] In accordance with Colorado’s Equal Pay for Equal Work Act, the grade for this position in Colorado is listed above. You can find the Colorado base pay range and benefits here.

If you got this far, we hope you're feeling excited about this role. Even if you don't feel you meet every single requirement, we still encourage you to apply. We're eager to meet people who believe in Affirm's mission and can contribute to our team in a variety of ways—not just candidates who check all the boxes.

At Affirm, People Come First is one of our core values, and that’s why diversity and inclusion are vital to our priorities as an equal opportunity employer. You can read about our D&I program here and our progress thus far in our 2021 DEI Report.

We also believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

By clicking "Submit Application," you acknowledge that you have read the Affirm Employment Privacy Policy, or the Affirm Employment Privacy Notice (EU) for applicants applying from the European Union, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm Headquarters Location

San Francisco, CA

Affirm Company Size

Between 2,000 - 5,000 employees

Affirm Founded Year


Affirm Funding Rounds

  • Series G

    $500,000,000 USD

  • Series F

    $300,000,000 USD

  • Series E

    $200,000,000 USD

  • Debt Financing

    $100,000,000 USD

  • Series D

    $100,000,000 USD

  • Series B

    $275,000,000 USD

  • Series A

    $45,000,000 USD