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Commercial Generalist Counsel - Earnin

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Job Title
Commercial Generalist Counsel
Job Location
United States
Job Description

About EarnIn:

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. Since our founding, our app has been downloaded over 13M times and we have provided access to $15 billion in earnings.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world class talent onboard to help shape the next chapter of our growth journey.

Position Summary:

We are looking for a highly motivated, entrepreneurial, corporate counsel to serve as Counsel - Generalist.  You will assist with several vital legal initiatives, among them contract review and negotiation, counseling our finance and operations team, and human resources and employment matters.  The ideal candidate will have experience in the fintech space and with M&A transactions.  This is an exciting opportunity to work on challenging technology and business issues, supporting senior counsel.  As we expand our offerings, your ideas and contributions will make an immediate impact.

This is a remote position. The US base salary range for this full-time position is $136,000 - $204,000 + equity + benefits. Our salary ranges are determined by role, level, and location.

What You'll Do:

  • Draft, review, and negotiate various types of commercial agreements, including master services, licensing, professional services, marketing, consulting, strategic partner, and nondisclosure agreements -- Vendor and commercial agreements will be the primary focus of this role
  • Assist with providing legal counsel to finance, operations, and other teams regarding banking, credit agreements, equity agreements, guarantees and promissory notes
  • Interpret and advise on contract requirements, rights, and obligations, and provide assessments regarding risk exposure
  • Provide guidance to resolve issues that arise in commercial relationships, including but not limited to, handling pre-litigation disputes and inquiries
  • Assist with due diligence efforts with respect to M&A transactions and other strategic transactions, as well as post-acquisition integration legal matters
  • Coordinate with compliance, operations, sales, new markets and other teams at EarnIn to ensure that the vendor and commercial deals we enter into will support EarnIn’s current and future product development
  • Other duties as assigned

What We're Looking For:

  • Juris Doctor degree
  • 4-7 years of experience practicing law required, with a minimum of 2 years in-house experience
  • Strong customer service and team orientation required, with desire and ability to take on new opportunities and tough challenges with a sense of ownership and urgency
  • Outstanding written, oral, research and negotiation skills required; attention to detail is a must
  • Strong deal-making and legal project management experience preferred
  • In-house experience with a technology or financial services company preferred 
  • Excellent computer skills required, including advanced skill level with G-Suite products, Jira and Slack
  • The successful candidate will demonstrate 
    • fluency with, or eagerness to learn about, technology to the extent necessary to counsel the business
    • that she/he is a flexible, proactive self-starter, hard-working, quick-learning and comfortable with informed decision-making
    • business judgment and ability to assess legal risk while providing pragmatic advice
    • strong analytical and advisory skills, including the ability to review, evaluate and effectively counsel business colleagues in a variety of departments on complex and routine legal questions relating to various business issues with unfailing discretion and impeccable integrity
    • high energy, enthusiasm and the ability to multi-task to consistently deliver outstanding, thoughtful and focused results in a fast-paced and high-growth environment
    • a good sense of humor
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience, but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate on the basis of race, color, religion, sex (including pregnancy, childbirth, breastfeeding or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. 
EarnIn does not accept unsolicited resumes from individual recruiters or third party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

Earnin Headquarters Location

Palo Alto, CA

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Earnin Company Size

Between 200 - 500 employees

Earnin Founded Year


Earnin Total Amount Raised


Earnin Funding Rounds

View funding details
  • Series C

    $125,000,000 USD

  • Series B

    $39,000,000 USD

  • Series A

    $22,000,000 USD

  • Seed

    $4,099,999 USD